Best Student Loan Providers

There are a TON of options when it comes to getting a student loan. So which are the best student loan providers? The Federal Government, Discovery Student Loans, Sallie Mae?

Well, that’s not an easy question to answer. Because the “best” is different for different people. Is the lowest interest rate the best? Or the one with the lowest fees? Or the one you know is highly respected and isn’t going to screw you over? Or some combination of all of the above?

The best student loan provider for you depends on your specific situation and needs. With that in mind, we’ve put together a list of student loan providers that often make the “best” list for many seeking student loans. It’s a good place to start your search.

Best Student Loan Providers

The Federal Government

Again, when it comes to student loans, it’s highly recommended that you look at the federal government option first. Any unbiased student loan providers list or expert will tell you this. This is because federally-subsidized student loans are often the most affordable option. The government loans usually offers rates and repayment terms that are superior to what any private loan providers can give you. 

Discover Student Loans

Discover student loans offer loans to both students and parents, covering undergraduate, graduate and MBA’s, in addition to specialty loans for Health Professionals, Law Students, Residency and even the Bar Exam. Discover loans offer incentives for good grades, have zero fees and customizable rates and repayment options.


Credible is not a direct student loan lender. However, it does help you find the most affordable option of private student loan providers. With just one application on their website, students can get rates for up to eight loan lenders at once. It will help save you time, effort and money because they will do the shopping for you. 

Sallie Mae

Sallie Mae helps undergrads, graduates and parents with student loans. They offer information, products, and tools that you can use to plan, pay and save for college. The company even offers a family education loan to help with expenses that are associated with private school costs from kindergarten upwards. If you are shopping around for student loans, it is worth your time to look into their website. 

College Ave 

College Ave offers some of the best repayment plans in the student loan market. The company provides a full-service for undergrads, graduates and parent loans. Their service is also easy to use as it only takes a few minutes to complete an application. Their loan options are also straightforward and simple to understand.

Common Bond

Common Bond offers a no application or pre-payment fee. Their interest rates are also competitive, too. The loans they offer are available for undergrads, grad students and parents. They also offer a program for businesses to offer student loan assistance as an employee benefits. Isn’t that great?!